avocado.fundtransparency

Transparency

Real-time proof of reserves and protocol health.
All data is read directly from on-chain contracts.

proof of reserves

MetricValueVerified
Total vault assets· 0xB256...0F6
Verified
USDC idle in vault· 0xB256...0F6
Verified
USDC deployed to lending· 0×872c...0E
Verified
Vault cap
Verified
Utilization
Verified
Share price (avUSDC)
Verified

Verified Contracts

AvocadoVault
0xB25640dcC6951f2AcA4DEf4F5145d373849B40F6base sepolia
AvocadoLending
0x872c4fB6418aa566407B6C9C8c7c5F5C90504F0Ebase sepolia
USDC
0x036CbD53842c5426634e7929541eC2318f3dCF7ebase sepolia

Protocol Health

Utilization Rate
Idle Liquidity
Bad Debt
Share Price

Borrower Health

Active Borrowers
1870
Default Rate
0%
Debt Recovered
$0
Max Credit Limit
$1000

Borrower Verification (3 layers

World ID
active

Biometric uniqueness — one person, one credit line

On-chain AVO Score
active

0–100 score based on repayment history, tenure, and utilization

$1,000 Hard Cap
active

MAX_CREDIT_LIMIT enforced on-chain in AvocadoLending.sol

Default Recovery

Default recovery

Total defaults$0
Total default value$0
Recovered via debt sale (80%)$0
Net loss to vault$0
Bureau reports filed0

Defaulted debt is sold to licensed collection agencies at 80% face value. Defaults are reported to credit bureaus.

Credit Tier Distribution

TierAvl. Credit
Tier 0$25
35
Tier 1$100
56
Tier 2$250
24
Tier 3$500
45
Tier 4$1000
12

TVL 90 Days

Mar 3031Apr 12345678910111213141516171819

Monthly Volume

Mar 3031Apr 12345678910111213141516171819